How did your company do this month with the cash flow. Why not let the question go; how has your cash flow been this year. Did you sweat it out worrying you might not make payroll, get that vendor off your back, pay that tax bill that was due and it was a lot more than you expected. For those of you that have a line of credit, did you get close to maxing out your line and have concerns that your line of credit is no longer an adequate facility. For those of you that use your personal money or credit cards to fund your cash flow, did you have moments you thought about getting a loan or a line of credit from the bank because the pressure is mounting, but you still are unable to get the banks to lend to the money. For those of you that have been sailing on smooth waters lately but you can see the approaching storm over the horizon and you dread approaching your bank again for an increase because they complained the last time because your growth is heavily centered around accounts receivables and they are getting uncomfortable. Well, you may say that the checks seem to always come in the mail just in time to get you over the...

According to the results of a National Cancer Awareness Survey, 60 percent of Americans are concerned they might be at risk for cancer. For those who expressed concern about their risk, breast cancer topped the list as most troubling 32 percent , followed by prostate cancer 28 percent . Seventy-one percent of those polled say they generally believe that healthy living can help reduce the risk of cancer. However, less than one-third of those polled attributed their personal cancer risk to their own unhealthy lifestyle behaviors such as poor nutrition, lack of exercise and weight gain. In theory, people know that lifestyle choices have an impact on their health. But in practice, it s often difficult for individuals to change unhealthy habits. One way to begin a healthier lifestyle is to start with simple behavior changes like eating a balanced diet and taking a complete multivitamin daily, said Mary Lee Chin, MS, RD. Emerging research suggests that some nutrients may reduce the risk of certain cancers. Health experts recommend that people take a multivitamin that fits their individual needs, such as One-A-Day Women s with more...

No matter how successful you are, eventually you will lose potential contracts. This is not always a bad thing - losing contracts can present you with opportunities to get closer to the client and get valuable feedback. It allows you to analyze what you did wrong, what was done right, and how you can improve your products, services and proposals. If you do lose a contract you should always ask for feedback and find out why you lost. Client s are often happy to provide feedback to soften the blow of losing a contract. This is especially true if there was an elaborate qualification period or your proposal required an extensive amount of preparation and research. Quite often, the deciding factor may be price and you may lose out on contracts where you proposed a superior product or service. Everyone who has lost a contract has been told that it was lost because they were too expensive but how often have you been told you won because you were cheap. Even if price is the primary reason, it s good to know. It may mean that you misinterpreted the tender requirements and proposed something above the specification. Alternatively you...

In the present era of Internet an Online Art Gallery is the best medium to exploit a talented artist. To be sure, no one aspires to be a Starving artist so there has to be a medium, which makes positive effort to bring success in an artist s life. It is only Online Art Gallery, which features art of various kinds creating a platform for artists to expose their painting, sculpture etc. to the entire world. It is of utmost importance for artists to have an online portfolio. This would certainly bring a momentum in an aspiring artist. An Online Art Gallery would enable an artist the threshold of success spreading the fame of his creativity throughout the world. There are certain ways through which one can exhibit his work in Online Art Gallery. The best way for the artists to establish an online presence is to join one of the many online art galleries. They begin with free online galleries providing artists with limited options through premium services charging a recurring fee to display and sell the best works online. To those who have adopted art to be the only living the online art galleries can be utilised as a marketing...

Compared to the many other types of exercise routines out in the world today using strength training equipment is a fairly simple way to exercise. You pick up a weight and start repetitions. Though you may wish to sit down and do some stretches first in order to warm up your muscles. This will lessen your risk of injury when you start using the strength training equipment. Strength training is most effective when people begin the exercise with about five pounds lighter than they believe they can lift. Do about one to three sets of eight to twelve repetitions with the light weight. Then do the same with the next five or ten pounds up and if you find that this is still too light you can begin working on the next five or ten pounds up during the later half of your workout session. This way you are gradually building up the weight that you lift. This reduces your risk of spraining or damaging a muscle and still allows you to challenge yourself by increasing the weight your muscle lifts. Most trainers recommend that you use strength training equipment for twenty minutes to half an hour a day to build muscle strength and tone...